Forms & Disclosures

Account Agreements and Disclosures

• Member and Account Agreement - July 2024
• Member and Business Account Agreement - July 2024
• Schedule of Fees 
• Electronic Funds Transfer Agreement and Disclosure - August 2022
• Authorization and Agreement to Receive Electronic Statements and Other Disclosures
• Truth-in-Savings Statement
• Funds Availability Notice - February 2024
• What Else You Should Know: Your Liability For Overdrafts - June 2024
• Substitute Check Disclosure

Account Servicing Forms

• ACH Written Statement of Unauthorized Debit (required to return unauthorized ACH withdrawals)
• Stop Payment Authorization Form (must call to place stop payment, then follow up with signed form)
• Overdraft Privilege Opt-in Form (needed to provide overdraft privilege for check card transactions)

Digital Banking Agreements

• Digital Banking Agreement - March 2022
• Online Bill Pay Agreement - March 2022
• Mobile Deposit Agreement - March 2022
• External Transfer (ACH) Agreement - March 2022
• eStatement Disclosure 
• EFT Disclosure