Members have recently reported receiving spam calls impersonating LOC in an attempt to gain card and account information. Do NOT respond or provide any information about any transactions, your card details, or any verification codes to these individuals. LOC will NOT contact you directly for this information. This is a spoofing attempt to gain access to your information. If you receive any suspicious calls, text or email from what appears to be LOC Credit Union, please give us a call immediately.

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Five-Star Member Feedback

We shoot for the stars with everything we do! LOC Credit Union’s five-star member service is in our DNA. Our sole focus is for our members to win financially. No matter where you are in life, we’re dedicated to taking you further. Check out what some of our members have to say about their experiences with LOC Credit Union.

Open an account today if you're looking to make LOC Credit Union a part of your everyday finances and wanting some of the five-star experience we strive for with each and every interaction.

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Secure Your Family's Future
With an Estate Plan

We partnered with Trust & Will to provide members with an easy and affordable way to create an estate plan online. Trust & Will is the leader in online estate planning and has helped over half a million families secure their legacies. Together, we’re on a mission to help families protect their legacy and give their families peace of mind. If you have any questions about the estate planning process, the Trust & Will team is standing by ready to assist you!

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Total Financial Control
Right At Your Finger Tips

Easily check balances, transfer funds, deposit checks, manage your cards and more all from your phone with the LOC Digital Banking App. Simple, fast and designed to fit your needs.

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Building Better
Money Habits in 2026

If finances are a source of worry in your life, you’re not alone. Poor money habits can create struggles in keeping up with expenses and make it difficult to reach your financial goals. Let us help you pinpointing any unhealthy financial habits.

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Confidence in
Every Swipe

LOC's Visa Credit Card gives you the flexibility, security and purchasing power you need for everyday spending and life's biggest moments.

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Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

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Digital Banking

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Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

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Make an Appointment

Need to come in to speak to someone? Make an appointment at one of our convenient locations.

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