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Explore Our Products & Services

Fee-Free ATM Access
No Matter Your Location

With LOC Credit Union by your side, you have access to 30,000 fee-free ATMs across the country. No matter where you go - work, school, or even on vacation, you’ll always be able to find a fee-free ATM nearby.

And as long as you use an LOC credit union or CO-OP ATM, you won’t pay any ATM fees to get cash. We want you to win, so we make life affordable. Let’s win. Together.

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LOC Celebrating
90 Years This August

Since our beginning in 1935, we have evolved into a top-performing credit unions by earning BauerFinancial’s highest five-star rating.

We are proud of our past. We are proud of our present. And together we will win for the next 90 years. Our focus remains on you. We’ll continue providing five-star service, great rates, top-notch products, and essential financial education.

Stay tuned to the LOC website and monthly eNewsletter for additional announcements, special offers and giveaways to help us celebrate 90 years next month!

 

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Great Lakes.
Great Rates.

Whether you're fishing, skiing, or simply cruising open waters, let us finance your adventures with boat loan options that offer flexible repayment terms that fit your budget.

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Pay Who You Want
When You Went

Our Bill Pay solution inside our Digital Banking platform offers the ability to make single or recurring payments, easily send money to a friend or family member and more. 

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No Matter The Need
We Have You Covered

Personal loans and lines of credit are a great way to cover your lifestyle needs through low monthly payments for those large out-of-pocket or unexpected expenses.

Read More

 

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Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

Join Now

 

Here to Help

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Digital Banking

Are you a digital banking user?
Login to send us a secure message

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Contact Us

Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

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Make an Appointment

Need to come in to speak to someone? Make an appointment at one of our convenient locations.

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