Best-in-Market Auto Loans!

With rates beginning as low as 4.99% Fixed APR.

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Winter Home Improvement Projects

Maximize the equity in your home with our 9-month intro rate of 4.99% APR Home Equity Line of Credit special offer.

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Set Your 2025 Savings Goals Today!

Setting up savings goals using an existing Savings Account within Digital Banking can allow you to easily track and achieve your goals.

Start Saving Today Make an Appointment

New Year. New Home.

Ready to make the big move? Find out how an Adjustable Rate Mortgage could help you make your dream of owning a home, a reality!

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Auto Loans Built For Your Budget

No matter what your vehicle situation looks like, we want to help! Below are just a few reasons why you should consider LOC for your next auto loan!

Best-in-market rates available as low as 4.99% Fixed APR
Same great low rates, whether you're buying a new or used vehicle
A quick and painless lease buyout process if your lease is due up and you want to keep your current car
Easily refinance your loan from another financial institution or dealership

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Maximize The Equity in Your Home Today!

If you've ever dreamed of transforming your home while investing in long-term enhancements to elevate your home's comfort and value, then it's time to consider a Home Equity Loan from LOC Credit Union! Our home equity offerings can also be a great way to consolidate debt, remodel, repair or enlarge your home, or pay for a loved one’s education!

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Help Fight
Fraud

There are a number of different ways you can help protect you and your finances so that you don’t become a victim of fraud, or even worse, identity theft.

Student Loans
Fit For Your Budget

Whether you're an undergraduate, graduate, or career training student, we have loans to help you reach your education goals with confidence.

young woman sitting in car in winter season

Is a Lease Buyout
Right For You?

When your lease is over, you could drop the car off with the dealer, sign a few papers, and walk away. But have you considered what comes next? Have you considered buying out your current lease?

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

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Here to Help

Digital Banking

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Contact Us

Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

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Need to come in to speak to someone? Make an appointment at one of our convenient locations.

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Best-in-Market Auto Loans!

Winter Home Improvement Projects

Set Your 2025 Savings Goals Today!

New Year. New Home.

Explore Our Products & Services

Auto Loans Built For Your Budget

Maximize The Equity in Your Home Today!