Whether you're looking to purchase a used vehicle with higher mileage, or you're a car enthusiast that's always dreamed of owning that classic ride, LOC Credit Union now offers financing options for you!

Loan Options For Older Model & Higher Mileage Vehicles
If you're looking to finance an older vehicle or one with higher mileage, we've got you covered. When you're ready, we'll make sure the loan process is a smooth one so you can enjoy your new ride!
- Financing options for vehicles located in the state of Michigan. If you are are considering financing a vehicle located out of state, please give us a call first to see if your potential vehicle is eligible for financing. We may be able to provide you some additional insight to your vehicle that may impact your decision.
- Rates available as low as 6.69% Fixed APR
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Available for model years 2018 and older, with maximum of 150,000 miles
- Term available up to 60 months
- Ability to lock your rate in for up to 45 days while you shop
- Free CARFAX Report

Let us help you get your hands on the classic ride of your dreams!
- Financing options for vehicles located in the state of Michigan
- Rates available as low as 6.80% Fixed APR
- Available for vehicle model years 1998 and older
- Flexible terms up to 75 months
- Ability to lock your rate in for up to 45 days while you shop
- Free CARFAX Report
What would my auto payments be?
Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.