Members have recently reported receiving spam calls impersonating LOC in an attempt to gain card and account information. Do NOT respond or provide any information about any transactions, your card details, or any verification codes to these individuals. LOC will NOT contact you directly for this information. This is a spoofing attempt to gain access to your information. If you receive any suspicious calls, text or email from what appears to be LOC Credit Union, please give us a call immediately.

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Buyout Your Lease Today!

When your lease is over, you could drop the car off with the dealer, sign a few papers, and walk away. But have you considered what comes next? You could get another lease vehicle or purchase a new or used car. But what if you really like your car? Have you considered buying out your current lease? You could turn the hidden value in your vehicle into real savings by financing the balance of your buy out with us! With rates available as low as 4.60% Fixed APR, it's a great time to buyout your lease!

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Review Your Insurance Coverage in the New Year

There's no better time than the new year to review your insurance coverage to ensure you're covered where and when it matters most.

Contact Members Home and Auto® for a FREE/No-obligation proposal today! To get started, you can call 1-877-898-4102 or take just a few minutes minutes via their secure online form.

Get a Proposal!

 

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Our Personal Loans are a great way to consolidate your debt and expenses from the busy holiday season into one easy to manage monthly payment.

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Money Habits in 2026

If finances are a source of worry in your life, you’re not alone. Poor money habits can create struggles in keeping up with expenses and make it difficult to reach your financial goals. Let us help you pinpointing any unhealthy financial habits.

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If upgrading your vehicle is on your 2026 vision board, LOC Credit Union is here to help with our best-in-market auto loan rates and local five-star member service you can trust!

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Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

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Call: 800.837.4562
Text: 248.474.2200

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Saturday 9 am to 1 pm

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